Health insurance is a financing arrangement in which an individual or a group pays premiums to an insurer or a public scheme in exchange for coverage of medical and surgical expenses, reducing the out-of-pocket cost of care at the point of use. It can be provided through employers, government-sponsored programs, or …
Health insurance is a financing arrangement in which an individual or a group pays premiums to an insurer or a public scheme in exchange for coverage of medical and surgical expenses, reducing the out-of-pocket cost of care at the point of use. It can be provided through employers, government-sponsored programs, or privately purchased individual policies, and it is a central mechanism for risk pooling, financial protection against catastrophic health expenditures, and access to health services. Coverage design, eligibility, benefit packages, and cost-sharing arrangements vary widely between countries and systems and strongly shape patterns of healthcare utilization. Research in this journal explores health insurance in the context of aging, equity, and access, including government-sponsored coverage and out-of-pocket spending among the elderly, the use of insurance claims databases to classify disease severity and study population health, and barriers and facilitators of healthcare access for older adults. Related work considers inequities in service uptake, community health needs, and ethical questions surrounding financial protection for organ donors. Across these studies, health insurance is examined both as a determinant of timely care and as a data source for health-services research, with particular attention to vulnerable and aging populations and to the social determinants that influence coverage and use.
12 peer-reviewed articles, ranked by relevance. Each links to its DOI.
The 12 articles above have been cited 95 times in the scholarly literature. Citation data via OpenAlex and Crossref, updated Jun 2026.
A sample of recent works citing this journal's research on Health Insurance, linking to each citing work.